Responsibilities:
- Appraise /underwrite the loan
- Manage the entire credit application process, right from login to sanction
- Manage quality of portfolio
- Monitor disbursed cases and compliances
- Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file / docket
- Training of Analysts and off role employees and channels
- Responsible for TAT of delivering sanction letter and disbursement
- Synergy with different stakeholders within the bank for enhancing the business
Deliverables:
- Resolve customer issues, legal cases pertaining to sanction, and disbursement process
- Conduct Training sessions
- Portfolio Handling
- Team building and synergy building amongst channels
- Ability to work in team and lead a set of shared resources to deliver and drive exceptional results.
Passion:
- Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties
Compliance:
- Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority
Educational qualification
- Chartered Accountant, MBA in Finance
- Min Exp: 06 years in Credit Profile
Location:
- Agra
- Coimbatore
- Hyderabad
- Mysore
- Bangalore
- Mumbai
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