“Insurance Scheme For Artisans” Component of the “Development of Handicrafts” Scheme


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The “Insurance Scheme For Artisans” component of the “Development of Handicrafts” scheme by the Department of Industries and Commerce, Government of Puducherry, was introduced to provide an important welfare measure for handicraft artisans. Under this scheme, artisans are covered under Jana Shree Bima Yojana LIC or any other suitable policy. The premium amount, as stipulated in the insurance policy, is shared, with 50% from the Social Security Fund and the remaining 50% from the Government through DIC.


  • Assistance in the case of Natural Death: ₹20,000/-.
  • Assistance in the case of Death Due to Accident: ₹50,000/-.
  • Assistance in the case of Permanent Total Disability Due to Accident (Loss of Two Eyes or Two Limbs): ₹50,000/-.
  • Assistance in the case of Permanent Partial Disability (Loss of One Eye or One Limb Due to Accident): ₹25,000/-.


  • The applicant should be a handicraft artisan.
  • The applicant should be a resident of the Union Territory of Puducherry.
  • The applicant should be aged between 18 to 60 years.
  • The applicant should comply with the conditions stipulated under the insurance policy.