Banking GA

National Unified USSD Platform


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The National Unified USSD Platform (NUUP), also known as the *99# service, is a platform that enables access to the Unified Payment Interface (UPI) service over the USSD protocol. It was initiated by the Government of India and developed by the National Payments Corporation of India (NPCI) to facilitate banking services via mobile phones.

Access and Cost

  • USSD Code: The USSD code to access the NUUP is *99#.
  • Transaction Cost: The Telecom Regulatory Authority of India (TRAI) has set a maximum ceiling of ₹1.5 per transaction for accessing the NUUP, although the rates may vary among service providers.