Shri Vajpayee Bankable Yojana


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This scheme aims to supply self-employment to unemployed persons in urban and rural areas. Disabled and blind persons are also eligible to take benefits under this scheme


  • Maximum Limit for Bank Loan
  1. ₹.8.00 lakh for the Industries sector.
  2. ₹.8.00 lakh for the Service sector.
  3. ₹.8.00 lakh for the Business sector.
  • Rate of subsidy on the loan amount: Subsidy will be available as mentioned below for the Industries, Service & Business sectors.
AreaGeneral CategoryScheduled Castes/ Scheduled Tribes / Ex-serviceman/Women/ blind or handicapped having 40% or more disability
  • Maximum Limit of Subsidy
S No.SectorLimit of Subsidy Amount
1IndustriesRs. 1,25,000/-
2ServiceRs. 1,00,00/-
3BusinessGeneral Category: Urban- Rs. 60,000/- Rural Rs. Rs. 75,000/-
4BusinessReserve Category: Urban/ Rural Rs. 80,000/-

Note: The maximum limit of subsidy per beneficiary in any sector will be ₹.1,25,000/- for a blind or handicapped person


  1. Age: 18 to 65 years.
  2. Qualification: The applicant should have passed the minimum standard fourth OR, Training/ Experience: Should have undergone training for a minimum of three months from the private establishment or a minimum of one month from Government recognized Institutes, in the area of the proposed business or should have experience of minimum 1 year in the same activity or should be a hereditary craftsperson.
  3. No Income criteria